I’m Co-Founder & General Partners of Invariantes Fund, Guatemala’s first homegrown, early stage fund focusing on software. For over half a decade I’ve managed a multi-asset class portfolio with a track record of outperformance and superior risk metrics. I’ve started a company, and failed. I’ve worked in the banking sector in Guatemala and Spain. I hold an MBA from the Universidad Autonoma de Madrid’s Business School (IADE) and graduated college from Universidad Francisco Marroquin with a degree in Management Information Systems with Cum Laude Honors. I’m a Gracie Jiu-Jitsu purple belt, a CF-L1 Crossfit coach and am a music (preferably rock and funk) & movie fanatic.
Jorge del Castillo
Jorge del Castillo, born in La Paz Bolivia, is an Economist, specializing in management and finance of SMEs. He was the investment manager of Fundación Bolivia Exporta (1996-2006), the first venture capital fund in Bolivia sponsored by the World Bank-Bolivia, the Netherlands and Switzerland, and participated in the design and administration of several financing funds SMEs. He is a member of the Board of Directors of several productive companies, such as Syndic of Banking entities and a Commercial Airline, International Consultant and has been a guest professor in different programs of masters and undergraduate.
Juan José Estrada
For the past 7 years, JJ Estrada has been CEO of OEG Group, a group of 10 energy service companies that oversee the implementation of financial, commercial and operational strategies and is family-run. He has extensive experience in new business strategies and structure and execution of transactions fundraising. In 2009 he was co-founder and manager of 2014 was OEG. He is currently the CFO of Kingo Guatemala, a company that offers prepaid solar energy services to poor communities at a cheaper price than candles and kerosene. He graduated from EADA Business School in Barcelona, nd holds a Masters in Business Administration and Entrepreneurship and Sales and Marketing at the University of Texas Christian University (TCU). In 2012 he was chosen as Man of the Year organized by the company Saul E. Mendez.
Ms. Fernández joined Grupo Promérica and Portafolio Inmobiliario in August 2013 in charge of strategic analysis for the real estate arm specifically in financial structuring. In her time with the group, she led one of the largest single private debt structuring in the country with over $250mm of syndicated debt and swap transaction, and is now responsible for the overall department of Strategy and Advisory directly reporting to the CEO and Chairman. Additionally, she is trying to develop awareness in impact, green and educational financial strategies across the group. She currently sits in the Steering Committee of the joint venture between Grupo Promérica and Texas Tech University Costa Rica. She has worked in other impact transactions across multiple industries including hospitality, retail and banking.
Prior to joining PINMSA, she worked for six years as a banker and trader in New York for JPMorgan Chase and Goldman Sachs, were she managed portfolios for Ultra High Net Worth individuals and institutional investors in the tri-state area and the Southern Cone (Chile, Argentina and Uruguay). She personally managed over 600mm in assets offering diverse financial strategies and structures. Ms. Fernández received a BBA from the Ross School of Business at The University of Michigan and an MBA from Columbia Business School, both with honors.
She is a published author for the Earth Institute at Columbia University, sits in the Investment Committee of Mercado de Valores Costa Rica, and has co-founded a growing yoga studio chain with exclusive national license of Antigravity®.
Marina Leytes is an impact investing consultant with over ten years of finance and impact investing experience across leading private and non-profit organizations. She has worked on mainstreaming impact investing with the World Economic Forum, the ImPact network of family offices and is a regular contributor on sector trends at ImpactAlpha. Marina co-authored several publications includingTheImPact Asset Class Primers on fixed income, public equities and early-stage investing,WEF/OECD Blended Finance Vol. 1:A Primer for Development Finance and Philanthropic Funders,WEF Impact Investing: A Primer for Family OfficesandWEF Ideas to Practice and Pilots to Strategy series that showcase leading innovations in the sector. Prior to devoting her career to impact investing, Marina was in charge of asset management at a leading private equity fund-of-funds manager, Carlyle Group’s Metropolitan Real Estate Equity Management. She holds a Master’s in International Affairs from Columbia University’s School of International and Public Affairs (SIPA) and a BA in Computer Science, magna cum laude from New York University.
José Miguel Alfaro
José is an Attorney at Law in Costa Rica and Founder of s.e.e.d, a boutique law firm for impact investing in Latin America.
In 2009 he launched s.e.e.d. He coordinates legal affairs of outstanding ventures in various fields of the impact investing spectrum such as sustainability, clean tech, conservation, microfinance, fair trade, culture, education, volunteering, health, sports and development. He actively promotes socially responsible investments and the enhancement of the social business ecosystem in Costa Rica. Jose is also in charge of business development for s.e.e.d., scaling its model to other jurisdictions.
Before founding s.e.e.d., Jose joined Arias & Muñoz, the largest corporate law firm in Central America. He worked as coordinator of a multi-field legal practice in corporate and commercial law, real estate, trusts and estates, mergers and acquisitions and litigation and arbitration.There, he founded the Costa Rican Pro Bono Committee, which familiarized him with such NGOs as Techo and Grameen Bank.
Jose holds a Juris Doctor degree from University of Costa Rican and a Master in Business Administration from University of Oxford, where he was awarded with the Skoll Scholarship. He is also Global Shaper, a World Economic Forum community of young leaders.
Katia joined the ANDE team as the Central America and Mexico Chapter Coordinator in 2012.During this time, Katia has been working to facilitate and interconnect regional and global ecosystem actors that support small and growing businesses. Katia has been actively working in identifying the different challenges that entrepreneurs face in the region, creating information relevant to the local knowledge and forging collaborations to minimize those barriers. Katia has been part of various selection panels for various accelerator programs, conferences and working groups to support the development of entrepreneurship in Mexico and Central America. Previously to ANDE, Katia worked for a couple of years at MTQ Consulting with economic and social development programs in her native El Salvador and the Central American region. While there, she proposed, systematized and evaluated a variety of projects focused on economic inclusion for at-risk youth artisanal fishermen and talent within the plastic industry. During her time in El Salvador, Katia was an entrepreneur herself, being on the founding team of a business and asocial impact project to support the education of kids through playtime. Katia has an MBA in Creative Enterprises from the Complutense University in Madrid, and has a B.A. in International Affairs and Sociocultural Anthropology from George Washington University.
Miller Center For Social Entrepreneurship
Andy Lieberman is the New Programs Director for the Miller Center for Social Entrepreneurship, housed at Santa Clara University. He focuses on developing strategy, partnerships, and content for the Global Social Benefit Institute, which has provided training and mentoring to over 600 social enterprises and a growing number of Network partners. Although he considers himself a generalist, he has studied and written about the specific challenges and opportunities for social enterprise to enable global energy access. Before joining Miller Center, Andy lived in Guatemala for many years, first working as a teacher, and later pioneering efforts to bring educational technology to rural communities through a USAID pilot project which led him to found the Ajb’atz’ Enlace Quiché NGO, which has received awards from the United Nations’ World Summit on the Information Society and The Tech Awards.
Robin Young is the Senior Specialist in Financial Services at DAI a management and advice company of international development projects and US-based operations around the world. Robin has over 20 years of experience leading consulting projects, training and research of financial services and business development in Latin America and around the world. She has advised financial institutions and investment funds from private and public sector and various international donors. She led the mapping and analysis for the International Finance Corporation and the Consultative Group to Assist the Poor (CGAP) of the World Bank to develop strategies in Latin America and the Caribbean and published a study on Innovation in Rural Finance in the region Latin America to the Multilateral Investment Fund, and conducted pioneering studies on the commercialization of microfinance. She has led consulting projects with banks and financial institutions sponsored by the IFC and USAID in Mexico, Central and South America and has managed DAI projects for financial projects in Afghanistan, the Philippines and Kenya. Currently, she leads the development of new business at DAI on issues of economic growth, including the development of value chains, entrepreneurship, public private partnerships, competitiveness and financing. Before joining DAI, she worked with the Inter-American Bank and Accion International. She holds a Masters in Business Administration from Georgetown University and a BA in economics from Tufts University in the US.
Priscila Chaves Martínez is a business leader and social innovator, deeply committed in finding solutions for global challenges, working at the intersection of business, entrepreneurship and governance for the developing world. She has held a range of leadership positions for over 12 years in the Technology and Services industries, working with global corporations and startups in the Americas, Africa and Asia Pacific regions. An IBMer for nearly a decade, she was accountable for their Shared Services operations in Costa Rica- responsible for the creation of over 500 positions in the country, to later contribute with the company’s customer strategy and business development plans in Australia. Being an entrepreneur at heart, she has spent the past two years understanding the social innovation scene in South East Asia and East Africa, collaborating with key players in the Development sector leveraging innovation and technology for global issues such as Food Safety, Clean Tech, Education, Healthcare, Poverty Alleviation, Microfinance, Entrepreneurship and Women Empowerment. She is the co-founder of 2 social ventures with very different missions: an early-stage startup in Silicon Valley leveraging on the Blockchain to offer access-to-market opportunities to people impacted by the current migration crisis; and a second project to enhance Latin America’s readiness for the jobs of the future and technological displacement, by disrupting education and dynamizing the entrepreneurship ecosystem.
Felipe Torres ,is an industrial engineer at University of Chile with a masters in technology from Texas A&M and is President of IT Consulting, which focuses on integrated technology strategies, processes and innovation. He is a founding member of Fusades and an editor for Business Magazine and Business Law. He is also Committee Coordinator for CASATIC Public Policy and President of the Foundation Aggie. He has over 14 years experience in technology projects and reengineering process in Chile the US and Central America.
Julio is currently working as Director of Acceleration for Pomona Impact. His role consists in working to strengthen the social entrepreneurship ecosystem in the Central America region to be able to reach excellent entrepreneurs in which Pomona will be able to invest. He is leading the AgTech Program in Pomona Impact, which is promoting the creation of innovative technology for agriculture in the region. Previously he worked as Operations Manager for Ganorsa, a family company based in Guatemala that focuses on livestock production; and import and distribution of livestock production supplies. He holds Board positions in Enactus Guatemala, an NGO focused on promoting the creation of social enterprises through university students and in Starfish, an NGO focused on promoting leadership and education for girls in the Atitlán region in Guatemala. He is a professor in Universidad del Valle de Guatemala, where he teaches entrepreneurship and works in social entrepreneurship projects.
Juan Fermín Rodríguez
Juan Rodríguez is CEO and co-founder of Kingo Energy, a prepaid solar energy company. Has developed and implemented the overall strategy of this company, achieving a growth of 1200% in 2015 plus the pilot phase in 2013-2014. Previously, he was Corporate Marketing Manager at Procter & Gamble, developing the portfolio of products at Walmart in Central America. He has also developed the position of Manager of different brands of this multinational. It founded the advertising agency Spinhouse, of its property, that develops the general strategy of its clients. Among his top honors is being a finalist for "Gifted Citizen", MIT Top Innovators Under 35, a finalist for "Young Guatemalan Manager of the Year", has also been nominated for "Forbes Under 30 Social Entrepreneur" and participated as a Fellow of Agora Partnerships And Unreasonable Institute.
As Portfolio Manager for Latin America, Kate monitors risk and impact of Kiva's partnerships in the region, and sources and evaluates new partnerships and high-impact loan products. During her two Kiva Fellowships working with microfinance organizations in Ecuador and Peru, Kate became convinced that Kiva.org is the one of the most powerful and most sustainable models for empowering people to make a change in their lives, their communities, and the lives of others. Prior to joining Kiva, Kate worked from Quito, Ecuador as an environmental risk management consultant for USAID and USAID implementing partners; with various Latin America-based community development organizations focused on conservation, reforestation, and economic development; and with the Research Center for Leadership in Action's social change leadership network, developing practice-based tools for community development. Kate holds a B.A. in Political Economy, Postcolonial History, and Development from New York University’s Gallatin School of Individualized Study and is a certified Wilderness First Responder, which means she can build a splint for a broken femur out of a tent pole.
Hazel is independent cultural manager and the executive director of Cultural Investment. She holds a Master in Management and Cultural Management from the University of Puerto Rico, Rio Piedras Campus and a Bachelor of Arts in Comparative Literature from the University of Puerto Rico. As a graduate student she received the highest award of its kind and her thesis won Cultural Entrepreneurship award. Hazel completed an internship at the Cultural Agents Initiative at Harvard University, led by Dr. Doris Sommer, standing out in the strategic planning and design and implementation of communication strategies for social networks of the organization. Her research has focused on the urban space as a cultural, political and cultural scenario cultural tourism. She also has experience in the development and coordination of projects Museum of Art of Puerto Rico. She has worked as a freelance writer with publications in digital and print media in Puerto Rico, New York and Los Angeles, California. Furthermore, she is a curious traveler and participates in circuits that enhance collaboration to advance cultural projects around the world.
Santiago Alvarez is director of Acumen Capital Partners investment in Latin America. Acumen is a private equity fund based in New York, dedicated to investing in social entrepreneurs through models of innovative and scalable business are helping to reduce poverty and inequality gaps. Before joining Acumen, Santiago was Investment Manager for the private equity firm, Bamboo Finance, where he was responsible for identifying, structuring and managing investments in Latin America, mainly in the areas of financial inclusion, access to energy and education . Prior to joining Bamboo Finance Santiago worked in London for the private equity fund ACTIS, which was focused on monitoring and structuring investments in the energy sector in Africa and Latin America. Santiago previously worked at the lmpact fund, Adobe Capital in Mexico and for years worked in Stratco, one of the leading management consulting firms in Colombia. Santiago also spent time with Grameen Bank in Bangladesh and Zoona, a mobile payments company in Zambia. Santiago has an MBA from Oxford University, a Master of Poverty Reduction and Development at the University of Birmingham in UK and Industrial Engineering at the University of Los Andes in Colombia.
Manuel Cerrato is a Project Manager at the United States Agency for International Development (USAID). At USAID’s Central America Mission based in El Salvador, he manages technical assistance to advance the development of clean energy in the region. Prior to joining USAID, Manuel was Director of Fuels at the National Energy Council (CNE by its Spanish acronym) within El Salvador’s central government. At CNE, he promoted the development of national policies and regulations related to hydrocarbons, biofuels and fuelwood. As a social entrepreneur and for his research on the production of biodiesel from recycled cooking oils at Sun Energy Corp (a company he founded), he received the Energy Globe Award 2008, awarded at the European Parliament in Brussels, Belgium. In addition, he received the National Environmental Award (2008) granted by the Ministry of Environment and Natural Resources of El Salvador. Manuel has worked or done consulting work for many organizations including: The Organization of American States (OAS); Energy and Security Group; Applied Research Center at Florida International University; Southface Energy Institute in Atlanta, Georgia; Container Recycling Institute in Washington DC; United Parcel Services - Aircraft Engineering, Louisville, Kentucky. Manuel received his Bachelor of Science degree in Aerospace Engineering from Embry-Riddle Aeronautical University in Daytona Beach, Florida. After this, he traveled to Europe to pursue a Master in Sustainable Energy Engineering at the Royal Institute of Technology in Stockholm, Sweden, and later completed a Master in Business Management Strategy at the Catholic University of El Salvador.
Michelle is a Senior Field Manager with Dimagi’s global services team.. Michelle is also the founder of Consulting For Impact (C4i), a consulting firm based in Guatemala that provides services to non-profit organizations and social enterprises throughout Latin America.
Alejandro Torun is Founder and Director of BAOBAB, a social enterprise that makes natural and organic personal care products, and that brings soap and hygiene education to schools in Guatemala. Before starting BAOBAB in 2013, Alejandro was Financial Director at CIDAL, a Clinical Research Organization with presence in Central America and the Caribbean. He has worked as Marketing Advisor and member of the Board of Directors of clinical laboratory group Laboratorios Multimédica; was General Manager of a bowling center in Guatemala City; and has been a Business Development Manager and Financial Analyst in several companies in the Telecommunications and Textile industries in Miami, FL, and Guatemala. Alejandro is currently a member of the Board of Directors, and served as President between 2009 and 2016, of the Sistema de Orquestas de Guatemala, a non-profit organization that seeks social development and inclusion of underprivileged children through the practice of music. Alejandro co-founded the Joaquin Orellana Legacy Project in 2016, to preserve and promote the work of Guatemalan composer Joaquin Orellana. Alejandro has a BA in Economics with a minor in English from the University of Texas at Austin. Alejandro was born in Guatemala in 1977.
Katia Gomez is the Founder and Executive Director of Educate2Envision, a not-for-profit organization expanding access to secondary school in rural Honduras. In 2015 Katia was selected as a Global Ashoka Fellow - chosen as one of the top social entrepreneurs working in Latin America. During college Katia served as the youngest District Chair for CARE USA, speaking to politicians in Washington DC and locally about the importance of empowering women and girls to conquer global poverty. She has been named the"Top Young Changemaker in the US/Canada" by Vh1/Do Something.org, one of the Top 12 “Amazing Young Entrepreneurs Doing Good” by Forbes, and one of Newsweek's “Top 25 Women Under 25 in the World to Watch.” Katia earned her Master of Public Health from Boston University and her B.A. in International Studies from the University of California, San Diego.
Under Katia’s leadership, Educate2Envision is spearheading a new social venture, Adelante Coffee, to bring specialty Honduran coffee, processed by rural youth in coffee-producing communities, to the US market. Profits will support the launch of additional secondary schools across Honduras.
Catholic Relief Services
Sarah Forcino serves as the Investment Officer for Catholic Relief Services’ Impact Investing team. In this role, she leads due diligence for CRS-sourced impact investing opportunities and supports the development and implementation of innovative financing structures to increase the scale and sustainability of CRS program outcomes. Sarah began her career in investment banking with Sagent Advisors in New York City, and has broad experience executing mergers, acquisitions and capital raising transactions for middle-market clients across a wide range of industries. Most recently, she worked as a consultant with TechnoServe in Botswana, focusing on access to finance for citizen-owned small and medium enterprises. Sarah is a graduate of the University of Pennsylvania, with degrees in Finance and Hispanic Studies.
Ever since he could remember, he imagined himself suit up, wearing a tie and working in the stock market. After a couple of years working in Investment Banking in Spain fighting with the tough European financial markets he realized his true passion was helping others. How? Leveraging the power of finance to give opportunity to those that have no access to it. That´s why he joined Kiva 4 years ago, first as a fellow and currently as Portfolio Manager for Latin America, looking for high social impact projects that can make a difference to low-income people´s lives.
Cory is the Chief Operating Officer of 118 Capital, a social impact nonprofit that scrutinizes and makes early-stage investments while providing guidance to current and future entrepreneurs seeking to measurably improve the world. Specifically, the 118 Fellowship Program engages young professionals and top-tier graduate students interested in the emerging global fields of social entrepreneurship and impact investing via a hands-on experience in conducting due diligence and portfolio advisory. Additionally, Cory is a Founding Partner of Clockwork, a global management group for early stage businesses across a diverse range of industries, where he leads Brand & Business Development, Sales Strategy & Growth, and Operations. Through these platforms, Cory is actively engaged in angel investing through a current portfolio of 8 ventures through 118 Capital and Clockwork. Cory began his career in the corporate world, first in Customer Business Development at Procter & Gamble, followed by 3+ years at KPMG, working in management consulting within Customer Strategy & Growth, and IT Risk Consulting with primary clients spanning advertising, real estate, and financial services. He then made his full-time transition into entrepreneurship by founding and operating multiple startup endeavors including Lily, a technology company to improve apartment renting in large cities; Branch Out Movement, a social good project to encourage live communication and good deeds, counting customers in 15+ countries; SearchBreeders.com a search site to increase transparency in the animal breeding industry; and Water Inside, a recycled paperboard water bottle. He further served as Head of Partnerships for Projective Space, an application based co-working space in NYC. Cory graduated with a BS in Marketing and Information Systems Management from The Pennsylvania State University.
Carlos Natareno is Guatemalan. His educational background includes a Bachelor in Rural Development from Zamorano Agricultural University in Honduras. He also has an MBA with a minor on Sustainable Development from INCAE Business School from Costa Rica. Carlos works for Oikocredit since 2009. He has held the positions of Project Officer and Country Manager for the Guatemala office. As a Country Manager, for 5 years, he was in charge of the portfolio management and monitoring of the operations of Oikocredit in the country. Since 2015, he is the Credit Operations Manager for Oikocredit's Regional Office for Mexico, Central America and the Caribbean. He's main responsibilities include the development of the credit operations of Oikocredit in the three main economic sectors supported: SME finance, Renewable Energy and Agriculture. Oikocredit is one the main international social lenders in the world, working in 7 countries from the region and has clear objectives regarding its support to economic activities that develop positive social and environmental impact.
Felipe is an Economist at the Sorbona in Paris. He completed a year of fieldwork in South America, studying local sustainable development projects and interviewing social entrepreneurs, innovation experts and community leaders. He later worked in social entrepreneurship in England, specializing in helping entrepreneurs get investment and improve their business models. He is the sustainable creator of Pangea and director of social enterprise Sumak Travel, which specializes in community and sustainable tourism in Latin America.
Rafael is an expert practitioner of international development in fragile states with more than 12 years of professional experience. With proven expertise in conflict management, humanitarian assistance and managing development programs in complex emergencies and conflict settings he currently oversees 6 development projects in Guatemala including Agrijoven and Farmforce, two projects focus on innovation in agriculture and funded through “Feed the Future Partnering for Innovation”. Feed the Future Partnering for Innovation invests in companies and organizations looking to engage smallholder farmers in the global agricultural marketplace.
Daniel is a social entrepreneur & founder of Treeseed.org, an online platform to help non-profit organizations grow. He has an MBA in Entrepreneurship from Babson College, and more than 10 years of experience in new venture creations & tech start-ups.
Astrid Cardona de Paiz
Astrid Cardona de Paiz is the Country Director of Friendship Bridge, a Guatemalan nonprofit that provides microcredit, education, and health services to empower women to build a better life. As Country Director, Astrid oversees a $6 million loan portfolio and leads a team of 140 staff across ten departments who serve Friendship Bridge’s nearly 20,000 clients – most of them rural, indigenous women living in poverty. Astrid oversees the operational, financial, and social performance of Friendship Bridge, ensuring its programs are sustainable and efficient, having a measurable impact in the lives of Friendship Bridge clients. In her tenure as Country Director, Astrid has created a Client Advisory Committee to incorporate valuable client feedback and input into all leadership decisions. She has led Friendship Bridge’s expansion into two new geographic areas and introduced several technological initiatives in the field. Astrid oversaw the launch of a women’s preventive health program and the expansion of Friendship Bridge’s education department to offer business mentoring to clients. Previously, Astrid was Friendship Bridge’s Controller, and she has also worked in the finance departments of Pepsico Americas, KPMG, and the World Bank.
Philip Wilson is the founder and CEO of Ecofiltro, a social enterprise dedicated to providing clean water to the rural poor of central america. He graduated with an MBA from the University of Pennsylvania, Wharton and received his BA from the University of Notre Dame. He has over twenty years experience as an entrepreneur in the United States and Guatemala, and firmly believes that the world’s most pressing problems can be solved by applying business practices to social challenges. He is the founder and CEO of SolucionWeb, the leading web and social media services company in Guatemala. Wilson is a member of the board of the Guatemalan Center for Corporate Social Responsibility, was named “Social Entrepreneur of the Year for Central America” by the Schwab Foundation, and “One of the 10 most successful Social Entrepreneurs in Latin America” by New Ventures Mexico in 2014. To date, 200,000 families have been served by Ecofiltro and the goal is to reach 1 million families by the year 2020.
Monica is an entrepreneur that has dedicated most of her professional life to the building of communities. She is currently Executive Director and Co-founder at Impactico, a social innovation co-working space in San José, Costa Rica, where she co-designed and launched Reto PAÍS, a nation wide social innovation competition launched by Impactico and the Social Innovation Action Table of the current government. She is also part of the organizing team of TEDxPuraVidaJoven an innovation event attended by thousands of young people in the country. Within the NGO, Ideas en Acción, she coordinates MenTe, a program that invites young women into the technology industry, given the lack of female talent in the area. Monica is a fellow for the Global Shapers hub in San Jose from the World Economic Forum.
Yanancy Noguera is a media independent consultant and a social entrepreneur. She is the founder and Director of Punto y Aparte, a collaborative program of good journalism between students and experienced journalist. It is good journalism that denounces situations involving people and communities in Costa Rica and also diagnoses the solutions to those problems. Social journalism, solutions journalism. 10 of the most influential communication media publish student work program. She was previously the Editor-in-Chief of the newspaper La Nación and El Financiero, Costa Rica. She is also a university professor in the School of Collective Communication at Universidad de Costa Rica and in the Journalism School at Universidad Latina de Costa Rica. She has 19 years of experience with economic journalism and 14 years of experience conducting a news media project. Yanancy is a founding member and treasurer of The Institute for the Press & Freedom of Expression. She received a degree in journalism from Universidad de Costa Rica and an MBA with emphasis in finance from National University of San Diego, California, at its Costa Rican campus. She is a Fellow of the fourth class of the Central America Leadership Initiative and a member of the Aspen Global Leadership Network.
Tatiana de Roustan
Founder of Asociación Prosperidad Thrive Nicaragua (Thriive Nicaragua), decided to undertake the road to potentiate her efforts in supporting the social impact on communities that Thriive supported. Tatiana has over 15 years’ experience working with SMEs in Nicaragua. She is interested in contributing to the economic development of the sector, as these will be the large companies in the future. Social Entrepreneurs Workshop Viva Trust and INCAE alumni and was selected this year to become a fellow of Centroamerica Adelante Program under the Seattle International Foundation. Graduated from Universidad Centroamericana (UCA) and is interested in languages, learn about other cultures and support women to develop both leadership and self-esteem.
Martín Rodríguez Pellecer is a journalist and entrepreneur. He has over 15 years of experience in journalism. He began his career at Prensa Libre, where he won a national journalism award in 2004 and placed third in the Transparency International and Press and Society Institute’s Latin American Investigation Awards in 2007. After earning his Master’s degree in Latin American Studies from the Universidad Autónoma in Madrid, he went on to found and direct Guatemala’s first digital media outlet, Plaza Pública. Mr. Rodríguez directed Plaza Pública for three years and obtained the Guatemala WikiLeaks and went on to earn the Interamerican Press Society award for best coverage in 2014. After Plaza Pública, Mr. Rodríguez went on to found another media company, Nómada. In 2015 he began covering the political crisis, earning him a place in the top ten list by the prestigious Iberian American Foundation for New Journalism for coverage of the crisis. Mr. Rodríguez has worked as an academic, speaks five languages, and is a feminist.
Eduardo Ruata has 15 years of experience working throughout Latin America in economic development and business strategy. Eduardo joined TNS in 2005 and has particular experience developing agricultural export supply chains that integrate Guatemala smallholder farmers, including work with coffee and horticulture. Also, Eduardo has managed 7 successful business accelerators benefiting more than 550 entrepreneurs.
Eduardo holds an M.B.A. from the Catholic Pontific University, Chile, and a Bachelor´s degree in Industrial Engineering, from the Rafael Landívar University, Guatemala.
Rodrigo launched New Ventures Mexico in 2004 and has led its remarkable growth into the leading sustainable business accelerator in the country. He was also instrumental in the creation of Las Paginas Verdes, the only sustainable product directory in Mexico and one of the largest in the world with an annual circulation of 300,000 copies. As an Ashoka Fellow, Rodrigo is widely recognized as one of the country’s leading figures on social and environmental sustainability, and accordingly received the 2008 UBS Visionaris Social Entrepreneur of the year award. Rodrigo received an MBA from the Royal Melbourne Institute of Technology in Australia and holds a Bachelor of Accounting and Financial Management degree from the Tecnológico de Monterrey.
Studied engineering and computer science in the US and in the UK, before settling back in Guatemala to start up a children's library. In 2011, was co-founder and CTO of BlueKite, a financial technology company. BlueKite was acquired by Xoom Corporation in 2014, and is now part of PayPal. Its campus is the first by a major Silicon Valley company in the country.
Mercedes has developed her career in various fields within the private, public and NGO sector. She worked as a financial consultant in Europe; in Latin America she worked in international trade and as an economic advisor. At Alterna, Mercedes develops partnerships with the private sector and promote social entrepreneurship as a form of development. She holds a Bachelor of Business Administration and Management from Loyola University Andalusia and thanks to a Fulbright scholarship, a Masters in Public Administration from the University of Pennsylvania.
Daniel Buchbinder is the Founder and Director of Alterna, the premier center for social innovation and entrepreneurship in Central America. Since Alterna´s conception Daniel has leaded the launch of two social ventures that serve rural populations at the BoP, and the cultivation of the first inclusive generation of +350 local entrepreneurs with social or environmental impact in Guatemala. He leads a fantastic international team in the Guatemalan of likeminded, top level professionals that share his passion to cultivate change from the ground-up. Daniel devoted the initial years of his career to the consumer market as marketing executive at L´Oreal. This experience allowed him to comprehend the nitty-gritty of consumer marketing dynamics and to design solutions based on deep costumer understanding as well as apprehend the process of launching and managing brands and products for a wide array of customers in Latin America and Europe. He has consulted for private and public sectors in areas such as tourism, mining and the consumer market in Mexico, Guatemala, Spain, Germany and the UK. Daniel holds a BA in Business Administration (ITAM, Mexico) and two MSc´s in Environmental Technology and Business (Imperial College, UK) and Environmental Geography (UNAM, Mexico). Daniel is deeply moved by the power of enterprise as a means to achieve optimal social and environmental balance. As an avid entrepreneur himself, he greatly enjoys animated conversations, planning and most importantly, executing the business model that will tackle the next tough challenge.
Program Consultant at Agora Partnerships. Consultant and Manager for financial inclusive programs and Microfinance institutions in Central America and Dominic Republic. Over 15 years’ experience in the field. She holds a Master in Business Administration from the Central American Institute of Business Administration (INCAE) and BS in Business Administration.
Kaley is a Field Manager for the social enterprise technology company Dimagi. Dimagi works with a wide range of partners across multiple sectors (e.g. health, water and sanitation, agriculure, education) to equip their projects and field level workers with mobile tools to increase their impact.
Kaley has her Master’s degree from the Johns Hopkins Bloomberg School of Public Health in International Health and Nutrition and two B.A.’s from the University of Colorado at Boulder in Molecular, Cellular and Developmental Biology and Spanish Literature.
Natasha Barantseva joined Grassroots Business Fund (GBF) in 2008, and is the Fund’s Regional Director for Latin America based in Lima, Peru. GBF is an impact investment fund which works to grow viable, sustainable, and inclusive businesses that generate earnings or cost savings for people in developing countries. Natasha is responsible for identifying, structuring, and managing investments and business advisory services projects in the region, mainly in the agribusiness and artisanal sectors. Prior to GBF, Natasha was Transaction Leader at the Grassroots Business Initiative (GBF’s predecessor) at the International Finance Corporation (IFC). She holds a BA in Economics from the International University in Moscow, an MA in Liberal Arts with focus on Latin American Studies from Dartmouth College, and an MBA from Georgetown University.
María Denise Duarte
Maria was born and raised in Nicaragua in a family of entrepreneurs where she witnessed first hand the endless potential of a well-run business. While pursuing her MBA at Hult International Business School in San Francisco she had the opportunity to work in strategic projects with high tech startups and venture capitalist partners, experiencing both the passion and pragmatism that every new business must strive to balance if it is to be successful. Prior to her MBA, she worked as a financial auditor for a Big Four in Nicaragua and Panama.
María is currently heading the development of new initiatives in Nicaragua including a project that combines capacity building with access to financing and that aims to provide up to US$ 1 MI in capital to women led SMEs in Nicaragua. She was previously part of the Accelerator consulting team of Agora delivering business consulting to companies located in Nicaragua, Mexico and Brazil. She also coordinates and executes a line of credit through the Kiva platform for USD 200,000 to finance social entrepreneurs participating in the Agora Accelerator.
The Rainforest Alliance (RA) Certification Manager for Mesoamerica (Mexico, Central America, and The Caribbean), based in Guatemala; he has a B.Sc. degree in Environmental Management Systems from Louisiana State University, Baton Rouge, Louisiana, USA; and a M.Sc. degree in Environmental Engineering, from the State University of New York, College of Environmental Science and Forestry (SUNY-ESF), Syracuse, New York, USA. For the past 18 years he has been involved in natural resources management in Central America and Mexico. Adolfo works for RA since January 2004. He has received training as a lead auditor under ISO 14001:2004, and Forest Stewardship Council (FSC) formal training. He is a Lead Auditor for FSC certification.
A Senior Associate with the global advisory firm I-DEV International in Latin America, Camille has 5 years of experience in strategy consulting for businesses in emerging markets in the energy, agricultural, tech, textiles and public health sectors, specializing in innovative business models that drive long-term impact. Camille holds a dual Master’s degree in Finance and International Business from Sciences Po Paris and FGV Business School. She has lived and worked in Latin America, Africa the U.S. and Europe, and is fluent in French, English, Spanish and Portuguese.
Ernesto Moreno-Gómez is a Costa Rican, father of 3 daughters, passionately curious, and impact entrepreneur. During his career he has started several companies in Central America, the Caribbean and the United States in the manufacturing, technology and distribution sectors. Mr. Moreno began his studies in Physics and Computer Science, then moved to Business Administration and Industrial Administration. Mr. Moreno currently serves as President of YUXTA Energy, and in various Energy and Sustainability projects in Latin America, and is seeking to decarbonize the economies.
Esther Altorfer is the Finance Director of Sistema Biobolsa, an impactful social business providing waste-to-energy & biofertilizer technology to smallholder farmers. She received a double-master degree in Finance and International Affairs. After writing her master thesis on impact investing, she joined the impact investment team of Deutsche Bank, where she was responsible for the initial due diligence of renewable energy and agriculture investments. She then joined a German microfinance bank in Bolivia and launched their green loan product. She then moved to Mexico to work for the traditional corporate investment bank BNP Paribas before joining Sistema Biobolsa.
Since 2014 Elena Sancho is Advisory Operations Officer for Latin America at Root Capital (an agricultural impact investor), where she supports the implementation of initiatives promoting rural prosperity through financial training, and strengthening market connections for small and growing agricultural businesses.
Elena holds a BA in Economics by Universidad Nacional de Costa Rica and a MA in Health Services by Instituto Centroamericano de Administración Pública.
Kusi is the Vice President for Investment Research at Global Partnerships (GP). He is responsible for identifying and researching social impact and financial return potential of new investment initiatives, refining existing investment initiatives as well defining GP’s overall investment strategy. He is also GP’s lead for agriculture and health sectors investments. Prior to joining GP, Kusi worked three years as a management consultant for Bain & Company in South America and five years as an Investment Officer for the International Finance Corporation (IFC) in Sub-Saharan Africa, Latin America and the Caribbean as well as with TechnoServe Inc. on the East Africa coffee program. In all three roles he has published numerous papers on private sector development and impact investing including the landmark study “The State of Impact Investing in Latin America” in 2014. He holds a B.A. with honors in Economics from the University of Pennsylvania, an MPA/ID from the Harvard Kennedy School where he won both Center for International Development (CID) and ICICI Bank fellowships; and an MBA from INSEAD Global Business School in Singapore where he was Ryoichi Sasakawa Young Leaders Fellow. In his free time he enjoys hiking in the beautiful Pacific Northwest, running marathons and watching NBA basketball.
Itziar Sagone Echeverría
Itziar Sagone Echeverría, has been Executive Director of the Paiz Foundation for Education and Culture since 2013. She is a communicator, cultural manager and sculptor. She works in projects and programs related to art, education and communications from various locations., Among them, she emphasizes her work as Communications Officer of the Cooperation where she designed and executed communication projects for development based on the different artistic disciplines of young workers of the sanitary landfill of zone 3 capitalina. She also participated in the program APRENDE of the Ministry of Education, facilitating the implementation of artistic methodologies to be implemented in the classroom and coordinated The "Artists in the Classroom" project. She was director of production and media for the Secretariat of Social Communication of the Presidency in which she promoted artistic festivals and productions. She is founding member of the artistic project La Casa Bizarra (Guatemala 1998); Channel Cultural, collective of artists of the lake of Atitlán and others, She has been editor and columnist for various media outlets including the newspaper, the magazine Ati, Plaza Public and Nomadic.
Manfred leads the establishment and growth of MicroMentor in Guatemala. His main tasks include interacting with key players in the construction and development of strategic alliances, marketing, fundraising, as well as program evaluation. Manfred has extensive experience in the public and private sectors, especially in the areas of sustainable development, strategy, finance, project management, partnership development and fundraising. Prior to joining the MicroMentor team, he worked on several social impact projects in the United States, Brazil and Guatemala to support local entrepreneurs to become agents of change in their communities and solve problems related to food waste management, health, education, agriculture, value chains and climate change finance.
Since receiving his bachelor’s degree in industrial engineering from the UH Cullen College in 1982, Bolanos’ career has taken him to manufacturing facilities throughout the United States and Central America. Over the years, Bolanos improved production lines, implemented new manufacturing processes and programmed software for planning material usage and labor costs. Today, Bolanos serves as the general manager for League Collegiate Outfitters (League), a manufacturing facility in his home country of El Salvador. The role allows him to apply his engineering expertise to his other true passion—helping others. League is much more than your average manufacturing facility and Bolanos is much more than your average GM. He has revolutionized the workplace by instituting an inclusive hiring approach—League employs many elderly individuals, disabled individuals and former gang members—and implementing resources for better work-life balance, including engineering courses, English classes, childcare and meal plans.
Eduardo Espinoza Valverde
Mr. Eduardo Espinoza Valverde is a Costa Rican economist. He obtained his bachelor's degree in economics from the National University of Costa Rica, with the honorable mention sum cum laude for his thesis on a Projection Model for Economic Growth and Inflation in Central America and the Dominican Republic. Mr. Espinoza has participated as an expert and international panelist on issues of trade policy, economic development, competitiveness, food security and regional integration; In forums organized by ECLAC, FAO, BCIE, CAC, IUCN, Latin Finance and various business chambers at the Central American level. In his professional experience he has worked as a researcher and consultant for several regional organizations focused on Central American integration issues such as the Executive Secretariat of the Central American Monetary Council (SECMCA), working in research areas related to macroeconomic projection, financial stability and monetary policy. He currently works at the Secretariat for Central American Economic Integration (SIECA) as Director of the Center for Economic Integration Studies, and is responsible for the training and research activities carried out by SIECA. Part of its functions is the design of studies and research that facilitate the decision-making of the Council of Ministers of Economic Integration (COMIECO), in addition to the coordination of strategic projects of SIECA in issues related to training in economic integration issues, Public policies, the strengthening of regional value chains, business networking platforms and market access information, as well as the monitoring and evaluation of the impact of regional trade.
Dan is a Senior Associate in I-DEV International’s Impact Investing Advisory Group in Latin America, where he has helped lead I-DEV’s strategic expansion through cross-sector engagements in East and West Africa, throughout Latin America and in North America. He has over 6 years of experience in Corporate Finance, during which he has worked with investors and entrepreneurs to facilitate investments into high growth, emerging market companies in agri-processing, conservation, clean energy, healthcare, and mobile tech, among others. Dan was previously a debt capital markets associate for Goldman Sachs and holds degrees in Economics and Philosophy from Brown University.
Enterprise Project Ventures
Fernando is leading the country operations in Guatemala and the region. He Is leading the pilot operations of !nspiraFarms in Guatemala, and looking for the business expansion in other nearby countries. Fernando has ten years of experience working with large scale rural development programmes involving global food supply chains, and is particularlyexperienced in working directly with smallholder farmers in the field. He holds a Bachelor of Business Administration and post-graduatequali cations in project management and agriculture.
Joaquín Víquez is an Agricultural Engineer with an M.S. in Environmental Science and Engineering. Passionate on social entrepreneurship with 8 years of experience in Latin-American using biogas technology as a mean to solve environmental and social problems, while improving the life of livestock farmers. With dozens of technical publications and presentations on international grounds, he currently is CEO and Founder of Viogaz, and the President of the Costa Rican Biogas Association.
Alejandro Estrada Toledo
Obsessive compulsive maximizer. His fundamental purpose is to become an extraordinary human being in all aspects of life, and to transcend by conscious business practices. Co-Founder and Fund Manager at E 10 (www.e10.rocks) - Boutique Venture Capital Firm based in Guatemala City addressing emerging markets energy challenges. Portfolio investments include KINGO, HYBRICO and PROA. Entrepreneur, investor and businessman with eight years of profesional experience focused on Company Building; directly involved in developing, growing and maximizing several endeavours and initiatives. Expertise in Governance, High Performance Teams and Leadership, Innovation, Strategy, Execution, Virtuous Systems, Structures and Monitoring Tools, Administration, Sales, Finance and Financing. Recently named VP of Global Sales for HYBRICO (www.hybrico.rocks), company co-founded by E 10. HYBRICO provides green power for telecom towers through proprietary technology proudly developed in Guatemala.
Cristina Chavarría Flores
With studies in Communication for Human Development at Rafael Landívar University in 2009 and later in 2010 began her professional career in Cultural Management at La Fototeca, coordinating exhibition and learning projects in contemporary art and photography. In 2010 and 2012 she was the General Coordinator of the GuatePhoto International Festival and in 2013 she began her teaching career in Cultural Management. She has collaborated with Ciudad de la Imaginación and Caja Lúdica as teaching fellow in project management and social entrepreneurship. She is currently Coordinator of the Creative Economy Nest (VEC) a Project by the Cultural Center of Spain in Guatemala (Spanish Agency for International Development Cooperation, AECID) an initiative focused on improving youth employability through cultural and creative ventures.
Rob Terenzi is a co-founder of Vega Coffee, an online coffee subscription service that empowers small farmers in Latin America with the tools, training, and market access to roast their own coffee. Previously, he spent time as a corporate attorney with Wilson Sonsini Goodrich & Rosati, where he worked principally with start-ups, specializing in social enterprises, impact investment and technology companies. Rob earned a joint J.D./M.A. in International Political Economy and Development from Fordham University
José V. Ordóñez
José has over 20 years of experience as CEO of independent power producers, as well as a senior investment banker, private equity and venture capital investor and entrepreneur. Currently, he is a Managing Director of USRG Mesoamerica Clean Energy Fund, a private equity fund which invests in renewable and clean energy in Mexico, Central America and the Caribbean. He is Co-Founder of several cleantech and technology startups, including HYBRICO Energy Technolgies, Ltd., which designs and manufactures “hybrid power” equipment for off-grid and bad-grid telecom sites, Chopinmol.com, an electronic retailer targeting Latam migrants living in the U.S. and Bitmec, an online healthcare and health insurance management platform. Previously, José was CEO of Pan American Hydro Corporation, a Canadian developer of run-of-river hydropower projects in Latin America. He was Managing Partner of Grevillea Capital, a Spanish boutique investment and advisory firm focusing on the European clean energy and renewables markets. He was also CEO of Global3 Energía, a Spanish independent power producer owned by ArcLight Capital, and head of Citigroup´s Latin American Power Group base in NY, where he completed over $12 billion in M&A and capital-raising transactions. José has an MBA and JD from Stanford Business School and Stanford Law School, respectively, and a B.A. in Economics (magna cum laude) from the University of Maryland.
Sofía Ortega Simón
She studied Communication Sciences at ITESO. She has experience in migration projects, social and community development in different parts of the country and 10 years of experience as a radio communicator in different spaces. She has collaborated in documentary film projects and the research and systematization of community experiences along with other social organizations. She has studied human rights, freedom of expression, education for the peace and resolution of conflicts.
In Ashoka she works to promote the communication for change based on the development of transformative skills and social innovation that enables the paradigm shift and promote social change. She participated in the production team of De Nadie (2005), a long documentary that exposes the life of the Central American migrants in their passage through Mexico. A Sundance public prize (2006), Ariel by Opera Prima (2006), Prize Opera Prima Guadalajara International Film Festival (2006). She is also a collaborator in the team of Radio Huayacocotla, La Voz Campesina, in Huasteca Veracruz. UNESCO Prize for Communication 2010.
Richard is co-founder of Pomona Impact and is passionate about spurring on positive change across Central America through impact investing. He is also the co-founder of Impact Hub Antigua and Chamba, two dynamic co-working spaces in Guatemala catalyzing innovation and creating a more cohesive entrepreneurial ecosystem. He serves on the board of directors for Enactus Guatemala as well as several portfolio companies. Richard has over 10 years of experience working in private equity and structured finance at EMP Global, Latin American Partners and OPIC. He holds a BA from Furman University and MBA from Georgetown.
LHESLYE PÉREZ SANTIS
LHESLYE PÉREZ SANTIS experienced microfinance technician, studied Business Administration in Mariano Gálvez University (2007) and International Cooperation for Development (2009) in Complutense de Madrid University; has a financial tools certification from Cornell University. She has more than 15 years of experience working with international organizations and the Guatemalan government. She has played in the implementation of microenterprise and microfinance development programs at the community level, has been Business Development Manager in Share of Guatemala, Coordinator of Savings and Internal Lending Communities (SILC) in Catholic Relief Services, and has been Deputy Director of the National Competitiveness Program. She has coordinated multidisciplinary teams in multiple locations and has administered projects funded by USAID and the United States government. Nowadays is Youth Livelihoods Manager in Catholic Relief Services.
Jose Miguel Valdes
Manager and Director at New Cycle Corp., Jose Miguel has two years of experience as Managing Director of New Cycle Corp, a Guatemalan family office with values, committed to Guatemala. New Cycle Corp. is involved in Agribusiness and Alternative Investments, specifically Palm Oil, Shrimp Farming, Real Estate, Energy, Impact Investing, Venture Capital & Private Equity. They proudly employ over 2,000 people in the region. He oversees new & current investments with a hands on approach both in Board Rooms and in the field, focused on game changing business models. Jose Miguel earned a Bachelor of Business Administration from University Of Miami and has experience in Private Banking and Investments.
David Norman is a development leader with a background in establishing and leading large international and domestic development and financial operations. Mr. Norman has substantial experience in both the private and public sector, as well as in both for-profit and non-profit organizations. Mr. Norman currently serves as Sr. Vice President of Investment Programs at Heifer International and is responsible for creating and deploying programs and approaches supporting the deployment of capital to enterprises and organizations associated with Heifer’s mission. Prior roles include Group Vice President for Enterprise and Agriculture at Winrock International, where he was responsible for relationship management, both internal and external, as well as with development partners, donors, elected leaders and Winrock’s Board of Directors. Mr. Norman was a founding Board Member of two new development organizations: NetHope and VEGA (Volunteers for Economic Growth Alliance). He also worked in the agriculture finance sector with experience in all major areas of commercial agriculture. Mr. Norman recently sat on the Board of Directors of AgriBank, one of the largest banks in the Farm Credit System, providing more than $87+ billion in loans and services to a wide range of agriculture sectors serving over 100,000 farmer borrowers and agribusinesses in the United States.
Maria Gabriela Garcia
Maria Gabriela Garcia, is Manager of Projects in Guatemala for the Banco Central American of integration economic (BCIE) with headquarters in Tegucigalpa, Honduras, is plays in the area of Financing for the Majorities in where she manages around 14 programs of support financial to micro, small and medium enterprises (MSMEs). Currently manages in Guatemala an Initiative that seeks the promotion of dynamic entrepreneurship and its gradual integration into the funding system creating a proper financial strengthening through the program of support to MSMES of BCIE. Within its experience is emphasizes the generation of projects of cooperation financial not refundable as well as refundable for MSMEs. Gabriela has a master's degree in finance and is currently studying for a master's degree in international cooperation. She is focus on gender equality, because believes that the inclusion of women entrepreneurs promotes the economic development of his country. Currently she also promotes a Regional program of Business Financing for Women to generate the empowerment and women's economic autonomy.
Gustavo Hernandez Polanco
Gustavo Hernandez Polanco, is the Country Director for Heifer International Guatemala, a position he has held since 2010. Heifer International is an international NGO specializing in rural development with a mission to fight hunger and poverty and care for the earth. Gustavo has 31 years of experience in urban and rural development with organizations such as CARE International, the United Nations Development Program, the European Union and World Vision. He has also served as a consultant for the offices of both the President and Vice president of Guatemala. Gustavo earned a bachelor’s degree in sociology from San Carlos University in Guatemala and a master’s degree in sustainable development management from the Autonomous University of Madrid, Spain (AUM). He is bilingual (Spanish and English). Born and raised in Guatemala City.
Paula González Gutiérrez
I am 25 years old and I am from Quetzaltenango. I'm a graphic designer and publicist, I started working on graphic design in second year of university. As the demand grew and more members joined Gogu Design, the following year 3Dink was started by means of the 3D printing with a multidisciplinary team. We have 2 years in the market and we have our offices in Technological Campus. I'm currently studying A Master's degree in Marketing and Business Management, and I'm graduating in Municipal Center of Entrepreneurship.
Luis Alejandro Mejía Caniz
Luis Alejandro Mejía Caniz, Senior Specialist and Investment Officer for Central America of the Multilateral Investment Fund (MIF). He holds a MBA, major on Sustainable Development and Agricultural Engineer degree. Sixteen years’ experience on business development, market access, value chain development, structured and corporate banking, green banking and global pioneer on carbon markets. He 16 years of experience working with multiple sectors such as, multilaterals, international NGOs, government and corporate private sectors in Latin America.
Industrial Maintenance Engineer with over 16 years of international experience in development, management and financing of Small Scale Renewable Energy projects. Broad experience in the development of financial mechanisms, renewable energy investment and efficiency projects. Speaker and trainer of small-scale renewable energy related topics and financial mechanisms. International development agency consultant in clean energy topics, energy markets and green innovation (entrepreneurship). Bachelor Degree in Industrial Maintenance at the Technological Institute of Costa Rica and Specialist in Microfinance Degree at the National Autonomous University of Mexico.
Jose Mantilla has been a consultant with Enclude, since 2003 (with an Interlude at the Inter-American Development Bank). Jose has extensive experience in financial sector consulting at both bank and government levels, and in developing lending areas and products; including underwriting and collateral policies, methodologies to address shortcomings in information and asset-based lending; all within a framework for product development that integrates the needs of the borrowers, the investors, and the needs of the regulator. Over many years of developing products for financial institutions in various countries in the areas of credit, capital markets and asset management, Jose acquired legal, operational, marketing and training expertise, as well as flexibility and resourcefulness which have proved to be of great value to consulting clients. Jose has performed numerous feasibility studies, in areas such as securitization of assets, secondary mortgage lending, and SME lending, as well as conducted various SME credit market country assessments. Prior to his becoming a consultant, Jose worked for a European Bank in Miami, then a leading Financial Group in the Andean region where among other functions he spearheaded the product development area. He also worked for the public sector in Ecuador as Advisor to the Governor of the Central Bank and later Undersecretary of Public credit; on leaving the public sector he started a securities broker dealer in Ecuador, Jose has a BS in Economics and a MBA from the Thunderbird graduate school of international management.